{"id":959,"date":"2026-03-17T01:30:47","date_gmt":"2026-03-17T01:30:47","guid":{"rendered":"https:\/\/101connect.in\/krishnakumar\/?page_id=959"},"modified":"2026-04-07T16:54:41","modified_gmt":"2026-04-07T16:54:41","slug":"fees-financing","status":"publish","type":"page","link":"https:\/\/101connect.in\/krishnakumar\/fees-financing\/","title":{"rendered":"Fees &#8211; Financing"},"content":{"rendered":"<style>\n    \/* PREMIUM UNIFIED STYLING - ALIGNED WITH HOME PAGE *\/\n    .premium-page-wrapper { \n        font-family: 'Lato', sans-serif; \n        color: #334155; \n        line-height: 1.8; \n        overflow-x: hidden; \n        background: #fff;\n    }<\/p>\n<p>    .font-serif { font-family: 'Playfair Display', serif !important; }<\/p>\n<p>    \/* Hero Section - Matching Site Standard *\/\n    .hero-premium-wide { \n        background: linear-gradient(rgba(14, 95, 118, 0.8), rgba(14, 95, 118, 0.8)), \n                    url('https:\/\/images.unsplash.com\/photo-1554224155-6726b3ff858f?auto=format&fit=crop&q=80&w=2000'); \n        background-size: cover; \n        background-position: center; \n        background-attachment: fixed;\n        color: white; \n        padding: 160px 20px; \n        text-align: center; \n        width: 100%;\n    }\n    .hero-premium-wide h1 { \n        font-size: clamp(2.5rem, 5vw, 4rem); \n        font-weight: 800; \n        margin-bottom: 15px; \n        letter-spacing: -1px; \n        color: #ffffff !important;\n        text-shadow: 2px 2px 15px rgba(0,0,0,0.3);\n    }\n    .hero-subtitle-gold { \n        font-size: 1.2rem; \n        opacity: 0.95; \n        text-transform: uppercase; \n        letter-spacing: 4px; \n        font-weight: 700;\n        color: #ffc107 !important;\n        margin: 0 auto !important; \/* Perfect Centering *\/\n        display: block;\n    }<\/p>\n<p>    \/* Editorial Clarity Box *\/\n    .editorial-intro { padding: 120px 0; background: #fff; }\n    .clarity-box { \n        background: #f8fafc; \n        padding: 80px 6%; \n        border-radius: 40px; 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}\n    .payment-content h3 { color: #ffc107; font-size: 2rem; margin-bottom: 15px; font-weight: 700; }\n    .payment-icons { flex: 1; font-size: 1.1rem; opacity: 0.9; line-height: 2; border-left: 2px solid rgba(255,255,255,0.1); padding-left: 40px; }<\/p>\n<p>    \/* Final CTA *\/\n    .cta-premium-box { \n        background: linear-gradient(135deg, #0e5f76 0%, #0b1c2c 100%); \n        color: white; padding: 100px 20px; text-align: center; border-radius: 40px; margin: 60px 4%; \n    }\n    .cta-premium-box h2 { font-family: 'Playfair Display', serif; font-size: 3rem; color: #ffffff !important; margin-bottom: 15px; }\n    .cta-btn-gold { \n        display: inline-flex; align-items: center; background: #ffc107; color: #0b1c2c; \n        padding: 20px 50px; border-radius: 60px; text-decoration: none; font-weight: 800; \n        font-size: 1.2rem; transition: 0.3s; box-shadow: 0 10px 20px rgba(0,0,0,0.2);\n    }\n    .cta-btn-gold:hover { background: #fff; color: #0e5f76; transform: scale(1.05); }<\/p>\n<p>    @media (max-width: 1024px) {\n        .cost-grid { grid-template-columns: 1fr; }\n        .finance-split { flex-direction: column-reverse; }\n        .finance-image { min-width: 100%; height: 350px; }\n        .payment-bar { flex-direction: column; text-align: center; }\n        .payment-icons { border-left: none; padding-left: 0; }\n    }\n<\/style>\n<div class=\"premium-page-wrapper\">\n<section class=\"hero-premium-wide\">\n<div class=\"container\">\n<h1 class=\"font-serif\">Fees and Financing<\/h1>\n<p class=\"hero-subtitle-gold\">Transparent Pricing For Every Patient<\/p>\n<\/p><\/div>\n<\/section>\n<section class=\"editorial-intro\">\n<div class=\"clarity-box\">\n<h2 class=\"font-serif\">Financial Clarity Before Treatment Begins<\/h2>\n<p>One of the most commonly cited sources of distress among couples undergoing fertility treatment is financial uncertainty \u2014 not just the cost of treatment itself, but the unpredictability of that cost. Stories of unexpected charges, billing surprises after a procedure, and costs that continue to mount without clear explanation are unfortunately common in the Indian healthcare landscape. Dr. Krishnakumar&#8217;s clinic takes a categorically different approach.<\/p>\n<p>Before any treatment begins, a written cost estimate is provided to the couple. This estimate covers every component of the planned treatment: the initial consultation, the investigation panel, the monitoring scans, surgical or procedural fees, laboratory charges, and medications. Transparent pricing is not a feature of a premium service level at this clinic \u2014 it is the standard of practice for every patient.<\/p>\n<\/p><\/div>\n<\/section>\n<section class=\"py-5 bg-white\">\n<div class=\"container py-5\">\n<h2 class=\"font-serif fw-bold text-center mb-5\" style=\"font-size: 3rem; color: #0b1c2c;\">Cost Components For Common Treatments<\/h2>\n<div class=\"cost-grid\">\n<div class=\"premium-cost-card\">\n<h3 class=\"font-serif\">Consultation Fees<\/h3>\n<p>Initial consultations are priced transparently and communicated when the appointment is booked. Subsequent consultation fees are similarly stated in advance. There is no additional charge for follow-up questions during the investigation phase or during an active treatment cycle.<\/p>\n<\/p><\/div>\n<div class=\"premium-cost-card\">\n<h3 class=\"font-serif\">IVF &#038; ICSI Cycle Costs<\/h3>\n<p>The all-in cost of an IVF or ICSI cycle at JK Women Hospital covers stimulation monitoring, egg retrieval procedure, embryology (fertilisation, embryo culture to blastocyst), and fresh embryo transfer. A written estimate specific to each patient&#8217;s treatment plan is provided at the outset.<\/p>\n<\/p><\/div>\n<div class=\"premium-cost-card\" style=\"border-top-color: #ffc107;\">\n<h3 class=\"font-serif\">Frozen Embryo Transfer (FET)<\/h3>\n<p>Frozen embryo transfer cycles are significantly less expensive than full stimulation cycles. The FET cost covers monitoring, endometrial preparation medication, embryo thawing, and transfer. Cryopreservation (storage) fees apply annually for stored embryos.<\/p>\n<\/p><\/div>\n<div class=\"premium-cost-card\" style=\"border-top-color: #ffc107;\">\n<h3 class=\"font-serif\">Surgical Procedures<\/h3>\n<p>All surgical procedures \u2014 laparoscopic and hysteroscopic \u2014 are priced based on the type and complexity of the procedure, the expected duration and resources required, and the hospital facility charges. A full breakdown is provided in writing before the procedure is scheduled.<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/section>\n<section class=\"finance-split\">\n<div class=\"finance-image\"><\/div>\n<div class=\"finance-text\">\n<h2 class=\"font-serif\">Instalment and EMI Options<\/h2>\n<p>Recognising that fertility treatment represents a significant financial commitment, the clinic offers instalment payment arrangements for IVF and other multi-component treatment plans. Patients who wish to discuss payment over time are invited to speak with the clinic&#8217;s billing team at the time of the initial consultation. The aim is to ensure that financial constraints do not prevent a couple from accessing the treatment they need.<\/p>\n<h2 class=\"font-serif mt-5\" style=\"font-size: 2.2rem;\">Insurance &#038; TPA Facilitation<\/h2>\n<p>Health insurance coverage for fertility investigations and treatment in India has expanded significantly. The clinic&#8217;s billing team will review each patient&#8217;s insurance policy, identify what is potentially claimable, prepare the necessary documentation, and facilitate the TPA process for claims submission.<\/p>\n<\/p><\/div>\n<\/section>\n<section class=\"payment-bar\">\n<div class=\"payment-content\">\n<h3 class=\"font-serif\">Payment Methods<\/h3>\n<p style=\"font-size: 1.2rem; line-height: 1.6;\">All major payment methods are accepted at JK Women Hospital for your convenience. For patients requiring invoices for insurance or tax purposes, formal GST invoices are provided for all billable services.<\/p>\n<\/p><\/div>\n<div class=\"payment-icons\">\n            \u2022 Cash, Debit and Credit Cards (Visa, Mastercard, RuPay)<br \/>\n            \u2022 Digital Wallets: PhonePe, Google Pay, Paytm<br \/>\n            \u2022 Transfers: UPI, Net Banking, and NEFT<br \/>\n            \u2022 Telemedicine: UPI or Bank Transfer pre-appointment\n        <\/div>\n<\/section>\n<section class=\"cta-premium-box\">\n<div class=\"container\">\n<h2 class=\"font-serif\" style=\"color: #ffffff !important;\">Book Your Appointment<\/h2>\n<p class=\"lead mb-5 opacity-90\" style=\"margin: 0 auto 40px !important; display: block;\">Experience care from one of India&#8217;s most distinguished physicians<\/p>\n<p>            <a href=\"tel:+917045947047\" class=\"cta-btn-gold\"><br \/>\n                <i class=\"fas fa-phone-alt me-3\"><\/i> +91 7045947047<br \/>\n            <\/a>\n        <\/div>\n<\/section>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fees and Financing Transparent Pricing For Every Patient Financial Clarity Before Treatment Begins One of the most commonly cited sources of distress among couples undergoing&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-959","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/101connect.in\/krishnakumar\/wp-json\/wp\/v2\/pages\/959","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/101connect.in\/krishnakumar\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/101connect.in\/krishnakumar\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/101connect.in\/krishnakumar\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/101connect.in\/krishnakumar\/wp-json\/wp\/v2\/comments?post=959"}],"version-history":[{"count":4,"href":"https:\/\/101connect.in\/krishnakumar\/wp-json\/wp\/v2\/pages\/959\/revisions"}],"predecessor-version":[{"id":1381,"href":"https:\/\/101connect.in\/krishnakumar\/wp-json\/wp\/v2\/pages\/959\/revisions\/1381"}],"wp:attachment":[{"href":"https:\/\/101connect.in\/krishnakumar\/wp-json\/wp\/v2\/media?parent=959"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}